The Entrepreneur's Trusted Source for Financial Services

Welcome to the Excelsior Financial Network LLC website. 

Excelsior Financial helps families, executives and entrepreneurs towards achieving and sustaining financial success.  Our financial services practice specializes in wealth distribution, executive benefits, and business succession planning.

Since our clientele face complex issues, our collaborative method combines sophisticated planning techniques with creative thinking.  When our clients need expertise with services complementary to ours, we assist them in selecting appropriate professionals.

Excelsior Financial professionals help clients to achieve their goals while minimizing their investment of time, effort and resources.

Our principals are:

JOSEPH F. OUELLETTE entered the insurance and executive benefits business in Albany, NY in 1969, after graduating from Niagara University with a B.S. in Economics.

Joe's experience includes:

• District Manager with Equitable Life in Northern California, 1974
• Director of Advanced Underwriting for a firm with 300+ associates in San Francisco, 1985
• Co-Managing Partner in AXA's San Francisco Branch, 1999-2000
• Executive Director for AXA's Western Region Business Strategy Group, 2000-01
• Co-founder, Excelsior Financial Network LLC, San Diego, CA, 2003.

 His professional designations and affiliations are:

• Chartered Life Underwriter (CLU) since 1975
• Chartered Financial Consultant (ChFC) since 1989
• Life and Qualifying member of the Million Dollar Roundtable, current at Top of the Table level
• Association of Advanced Life Underwriting (AALU) since 1987
• President, Peninsula Chapter of CLU and ChFC, 1983-84
• Co-founder, North County Estate Planning Council in 2007.

For the past 30 years, he has been active in several charitable organizations, primarily as a fundraiser.

Joe and his wife, Jill, reside in Fallbrook, CA.

JEFFREY L. LIPSCOMB graduated from the University of California, Santa Barbara with degrees in Economics and General Psychology.  Following brief careers as a professional basketball and volleyball player, as well as a club swim coach, he entered the financial services profession in 1983.

Jeff's experience includes:

• Stockbroker, Kidder, Peabody & Co., 1983
• AXA Advisors, 1986
• Co-founder, Excelsior Financial Network LLC, 2003

His business focus is:

• Financial Planning (financial plans are offered through AXA Advisors)
• Private money management for high net worth individuals and small business owners

 His professional designations and affiliations are:

• FINRA registered, principal and investment advisory representative with AXA Advisors
• Chartered Financial Consultant (ChFC)
• E.W. Scripps Institute of Oceanography
• Board of Directors, ITLA Capital Corporation, a publically traded company (NASDAQ-ITLA), 1994-2009

Jeff and his wife, Jan Percival-Lipscomb, with their daughter reside in University City, CA.

California Insurance License #0702434

Securities and investment advisory services offered through AXA Advisors, LLC (212-314-4600), member FINRA/SIPC. Annuity and insurance products offered through AXA Network, LLC and its insurance agency subsidiaries.  AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC and, in Utah, AXA Network Insurance Agency of Utah, LLC. AXA Advisors and its affiliates do not provide tax or legal advice.  Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.

Excelsior Financial Network LLC is not a registered investment advisor and is not owned or operated by AXA Advisors or AXA Network.